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Hi Everyone!


I am really loving each day!
Everyday, I learnt new things, new revelations...


WOW and WOW...


Simply love life! The moment I wake up... I am really glad that I am able to see the sunlight! Ha!

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13 years in the Insurance Industry

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27 FEB 2007 This is the date I will always remember. The date that I joined Insurance as a career. I knew nothing about the industry and this was how I grew and learnt! Thinking back, the journey was not smooth but enjoyable. It was the rejections, countless prospecting and showing of plans that made me realise that financial planning takes more than just signing on the dotted line. Throughout these 13 years of experience, it made me realise that something didn’t change at all. People are still under insured and not knowing which are the suitable vehicles to grow their income. I am very pleased to know that the platform that I am at, gives me the flexibility to plan for my clients. In terms of fair scope of plans from various companies, my clients can choose and be well-informed on the changes of their coverage and what I can offer for them! Manulife Financial Advisers has given me a greater opportunity to manage my client’s well-diversified portfolios and it made me closer to...
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3 babies at 75 days old

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It's so amazing how our children evolves through these years and they actually look like themselves actually! Look at them when they are only 75 days old! And they look DIFFERENT! Don't be shocked! This special post on them 75 days old, makes me feel as if I have triplets in one go, isn't it? JOSH HOE This is Josh. Very few hair and he looks dark, compared to Gwen. He really look non-Chinese yes? Ha. I honestly can't really remember how was his sleeping pattern then. All I can remember is that he was the one whom I bathed a baby for the first time! Oh my! This picture was taken before I had LASIK! Ha. Josh really looks different from us. But now, he's handsome boy... Ha. KATE HOE This little Michelin star has amazing arms at 75 days. This is because she is drinking Josh's two year old breast milk ever since she was born. Guess the amount of nutrition in the breast milk nourished her so well! Amazing! And time really ...
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Kate's 2! A simple birthday celebration!

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Kate turns 2 years old on 11th July 2013! And coincidentally, it's 2 day old for our new born too! We had to celebrate it at Mount Alvenia and it's certainly a fun celebration for Kate, and it's a simple affair too! We didn't manage to cook dinner and we ordered extra meals from the hospital. It's only $8 per set and they provide soup, vegetables and meat, fruits and juice! Really worth it. They only can provide a maximum of 3 meals! Josh ate all his rice and Kate loves the fish! Amazing. Of course, we didn't tell them that we are having birthday cake later. Or else, they will not be eating much of their dinner. Family feast! Love the pork vinegar dish! Oops! Pouring some of our home cooked soup that I prepared for lunch. Luckily we brought because we finished all the soups! Mother and son. Kate is such a loving sister. She pats her new born sister, as she was placed on the trolley which is used for the jaundice UV Machine. ...
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